FinSim - SEBI Registered Investment Adviser

SEBI Registered Investment Adviser Financial Planning Investment Planning Mutual Funds Insurance Tax Planning Retirement Planning Debt Management Goals Planning

Simplifying the journey of our clients in achieving their financial goal

Guide 1,000 families in achieving their financial goals

Your Search for a SEBI Registered Investment Adviser and Fee-Only Financial Planner in India Ends Here

Our Services

Financial Planning

At FinSim, we offer comprehensive financial planning to help individuals and families gain clarity, confidence, and control over their finances.

Using a structured 6-step process, we create personalised roadmaps aligned with your life goals—be it retirement, children’s education, home purchase, or financial freedom. Every plan is designed to turn your aspirations into actionable milestones.

Risk Management

At FinSim, we believe risk management is the foundation of a strong financial plan. We help you identify potential risks—like medical emergencies, job loss, or liabilities—and ensure you're protected through the right insurance strategies. This proactive approach safeguards your financial goals and supports long-term stability.

Goal Planning

At FinSim, we help bring clarity and structure to your financial journey through goal-based planning. Whether you're saving for retirement, your child’s education, buying a home, or planning a dream vacation, we create tailored strategies that align your resources with your life goals. Our aim is to turn your aspirations into clear, achievable milestones.

Tax Planning

At FinSim, we offer personalised tax planning to help you reduce tax outgo while staying fully compliant with current laws. By leveraging deductions, exemptions, and tax-efficient investments, we ensure your finances are aligned with your long-term goals. Our approach helps you retain more of what you earn and make every financial decision more efficient.

IF you fail to plan, you are planning to fail

For Investors, EQ is as important as IQ

About Us

About Me

With over 15 years of experience in Investment Banking Operations, 5 years of full-time practice in financial advisory, and more than two decades of personal investing and wealth creation, I’ve successfully navigated my own financial journey and achieved my goals.

I am a SEBI-Registered Investment Adviser and a Certified Financial Planner (CFP®).

When it comes to learning, we all have two choices:

Learn by making our own mistakes
Learn from the mistakes of others

In the early years of my life, I chose the first path. The lessons I learned—often the hard way—laid the foundation for the financial stability I enjoy today. Today, I use that experience to guide others on a more efficient and informed path to wealth creation.

You can choose to take advice from someone who is still working toward financial stability—or from someone who has already reached it. The choice is yours.

When you work with me, we’ll create a customised financial plan that reflects your:

Family structure
Assets and liabilities
Cash flows
Risk profile
Financial goals

Beyond planning, I will handhold you through your investment journey, helping you make informed decisions at every stage.

Rest assured, you won’t be disappointed.

Established in 2020

support and guidance

Our Featured Service

Failing to plan is planning to fail

Started
in 2020

Need to start somewhere 😉

Our mission is to assist atleast 1,000 families in achieving the financial goals in a systematic and organised manner.

Happy Families

Number of People who attended our Personal Finance Workshop

CLIENT TESTIMONIALS

Raghu has been my mentor and advisor for almost a decade now. He connects to you and your financial wellbeing effortlessly. Instead of following the traditional approach of "I know better", He breaks down the most complex concepts into simple statements for us layman to understand and make well informed decisions. He has helped me achieve my short financial goals and understand the importance of corpus creation and savings. I strongly recommend connecting with him to ease the stress of making financial decisions.

I am absolutely happy with Raghu's assistance. It is really good to work with a CFP, who is truly interested in their client’s needs, circumstances and preferences. He took time to understand my current situation and my sense of approach, to create a profile as per my needs. He is ethical and professional and I gladly recommend his services.

I am really grateful to Raghu for the patience and guidance throughout this planning journey. Most of the time, he had to literally push me in doing things. It's been around 6 months now and I am super happy with how things turned out, also happy with how I am able to save without compromising much on my lifestyle. Raghu understood the importance of my current lifestyle and ensured not to change it instantly rather the plan was to gradually start saving while maintaining my hobbies and plans. I am thankful to him and I am looking forward to get into more rigorous plan, now that I am used to it."

If you are looking for 'Financial Fitness' then it's our financial guru Mr Raghu...who not only understands my current financial needs and situation but helps in overall planning. His planning is a blend of comfort and push to meet our dreams.

I am very happy to share my outstanding experience with Mr. Raghu, our financial advisor. His expertise in mutual funds and equity advice has led to remarkable growth in our investments, consistently outperforming the S&P500. Mr. Raghu navigates the financial landscape with precision, showcasing deep knowledge and a down-to-earth personality. His recommendations have not only met but exceeded our expectations, making him an invaluable asset for anyone seeking astute financial guidance. Highly recommended for his exceptional services and remarkable results.

I have been knowing Raghu for more then a decade now. I always look upto him for all the investment advise and guidence. Everytime I approach him , he has amazed me with his immense investment knowledge and guidence to solve all the issues and concerns that I might have had as an investor. Would like to wish Raghu all the very best for his Finsim venture .

Raghu/Finsim has done an exceptional job in helping me & my wife understand the basics of Financial Planning and how to go about it. It's extremely important to entrust your financial planning to someone trustworthy and without hidden agendas. Raghu has been upfront about everything and has never pushed us into anything. He's always laid out the options along with pros & cons and let us make _informed_ decisions. I keep pestering him with questions and he's always been patient and more importantly has provided clear answers and explanations. We've been associated with FinSim for almost a year now and when I look back in the rear-view mirror, my finances and prep for future and retirement look to be moving in the right direction. Appreciate all your efforts Raghu/FinSim!

SEBI Registered Investment Adviser Financial Planning Investment Planning Mutual Funds Insurance Tax Planning Retirement Planning Debt Management Goals Planning