As per one of the survey done back in 2020, only 3 out of 10 insured individuals opt for term insurance. Even while opting for term insurance individuals go with the standard 1 Crore or 1.5 Crore cover and do not really calculate the right amount of insurance coverage required. This is because of ignorance on the part of the insured and partly due to the advertisements which portray 1 or 1.5 Crore as the standard insurance cover.

Each individuals financial situation is different and they need to seek assistance from a Financial Planner before deciding on the insurance cover.

Our proprietary retirement calculator will help you in deciding the ideal insurance cover required based on few parameters. Please do consult your Financial Planner before acting on these suggestions.

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